The Sunshine State doesn’t require you to carry insurance on your golf cart. However, if it’s a street legal golf cart, the state does require that you carry liability insurance. Even though it’s not required, there are some very good…
As with so many things connected with homeowner’s insurance, if your home has a fungi infestation, your insurance policy may or may not cover the cost of remediation. It will depend largely on the circumstances surrounding the situation. Terms of…
Boating and maritime-related activities are engaged in by a significant portion of the South Florida population. Boating-based businesses abound and watercraft of all types play a substantial role in the area’s economy. However, boat theft is also a major problem…
The simple answer to the question is maybe. Coverage will depend largely on if water damage is listed as a covered peril in you r policy and the circumstances surrounding the flooding. Water damage in insurance policies is usually defined…
You’re most likely covered for theft if you have a comprehensive auto insurance policy. Comprehensive coverage helps pay for situations involving theft, fire, vandalism, hail damage, and hitting an animal, or if something such as a tree falls on your…
Enjoying an evening under the stars on a boat is a peaceful and relaxing endeavor. However, it’s important to remember that even if you’re at a full stop and have dropped anchor, you’re still engaged in nighttime boating that requires…
Many people arrive home from a restful vacation, only to discover their home has been the site of a burglary. There are a number of basic precautions that will significantly reduce the potential of having your home burglarized Need to…
When a people purchase homeowner’s insurance, they make the mistake of assuming that any issue they may encounter is going to be covered. That’s just not true. There are a number of exclusions attached to homeowner policies that create gaps…
South Florida has always been a ripe environment for heavy rains and climate change is exacerbating the situation. Higher rain amounts over a shorter duration has become a much more common occurrence. With increased rainfall comes the potential for heavy…
Boats are expensive and even a small watercraft can cost several thousand dollars. It just makes good financial sense to insure any boat or watercraft to protect the investment. If a loan is used to purchase the vessel, the lending…